Credit Cards
Choose the PNB Credit Card that fits your lifestyle
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PNB-PAL Mabuhay Miles World Elite Mastercard
PNB-PAL Mabuhay Miles World Mastercard
The card that lets you travel the world faster
PNB-PAL Mabuhay Miles Platinum Mastercard
The card that lets you travel the world faster
PNB-PAL Mabuhay Miles NOW Mastercard
Fulfill your travel and shopping goals right here, right NOW!
PNB Essentials Mastercard
The card that gives you flexible reward options
PNB Platinum Mastercard
The card that gives you flexible reward options
PNB Ze-Lo Mastercard
Experience more with less fees
PNB Cart Mastercard
Time to add to PNB Cart Mastercard
PNB Visa Classic
The card that pays you back
PNB Visa Gold
The card that pays you back
PNB Diamond UnionPay
The card that gives you more value for your money when you travel across Asia
PNB-La Salle Green Hills Alumni Association Platinum Mastercard
Experience Lasallian spirit
What can I do with my PNB Credit Card?
- Card Services
- Installment Programs
- Card Protect
- Rewards
Cash Advance
Get cash based on your credit limit from BancNet and PNB ATMs nationwide.
*Not applicable to PNB Cart Mastercard.
*Availability of installment program depends on the type of PNB Credit Card.
 | Free Purchase Protection Insurance
Up to P250k covered annually. Your purchased items are covered against accidental damage and theft within 90 days from date of purchase. |
 | Free Travel Insurance
Up to P10M covered when you charge your entire roundtrip land, air, or sea tickets to your PNB Credit Card. Travel-related concerns such as flight delay and lost luggage are covered. Covered amount depends on type of PNB Credit Card. |
 | Fraud Transaction Insurance
Up to P250k covered for only P120 per year. Be worry-free from unauthorized charges when your card gets lost/stolen, or if your card is used in fraudulent transactions. For applicable cards, monthly coverage starts on the date of enrollment. |
*Free for PNB Cart Mastercard.
*Availability of Card Protect depends on the type of PNB Credit Card.
Earn rewards points with select PNB Credit Cards and redeem these for:
*Redeemable in blocks of 2,000 points
*Mabuhay Miles number required
*Redeemable in blocks of 500 points
I want to apply now!
Qualifications to Apply
- 21-65 years old
- Annual income is at least P120,000
Requirements to Apply
- Utility Bills (electricity, telephone, etc.) or Credit Card Statement of Account
- Utility Bills (electricity, telephone, etc.) or Credit Card Statement of Account
If you are a foreign national, you must also submit either A or B of the following:
- Passport
- Alien Certificate of Residence (ACR)
- Proof of billing (for non-carded or non-depositor)
- Utility Bills (electricity, telephone, etc.) or Credit Card Statement of Account
- National ID
- Internal Revenue Service (IRS) ID
- Social Security Number (SSN) ID
- Driver’s License
- Work permit issued by DOLE (mandatory requirement) if employed in the Philippines
- Company ID issued by private entities or institutions registered with or supervised or regulated either by the BSP, SEC, or IC
- Passport
- Unexpired Philippine Retirement Authority ID (PRA) or Special Resident Retiree’s Visa (SRRV)
- Proof of billing (for non-carded or non-depositor)
- Utility bills (electricity, telephone, etc.) or credit card statement of account
- Bureau of Immigration Approved Order
- Certificate of Deposit issued by the Bank where the PRA/Visa is deposited
Frequently Asked Questions
- You can activate your PNB Credit Card through the following:
- Text PNB ACTIVATE 16-digital Credit Card number and send to 22566808
Example: PNB ACTIVATE 1234567812345678
- Call PNB Cards 24/7 Customer Service Hotline at (+632) 8818 9818 or DTF 1800 10 818 9818
You can apply at any PNB branch. Online application for supplementary credit cards is currently not available.
*Supplementary credit cards are currently not available with PNB Cart Mastercard.
- Each principal credit cardholder may have up to nine (9) supplementary credit cards. All supplementary credit cards enjoy free annual fee for life.
- You can pay your PNB Credit Card bill through any of the following:
- PNB
- ATMs and branches of Philippine National Bank
- PNB Digital App
- Automatic Debit Arrangement with PNB Savings/Checking Account
- Overseas Branches and Remittance Centers
- ATMs of participating BancNet members
- BDO branches
- SM and Savemore payment centers nationwide
- Mobile/Internet Banking of participating BanNet members (e.g. BDO, GCash)
- BancNet online
Note:
*Payments made via PNB channels will be reflected on the account within 1-2 banking days after the date of payment.
*Payments made via other payment centers and online payment channels will be reflected on the account within 2-4 banking days after the date of the payment.
*Additional 3 banking days will be needed in processing check payments as they are subject to clearing.
*Payment of dollar accounts is only applicable for PNB branches, ADA, and the PNB Digital App. A PNB deposit account (in USD) is needed to proceed with the payment via ADA and the PNB Digital App.
*Select “PNB Credit Cards” as the biller when paying via online payment channels.
- Please click here to view all applicable fees and charges.
- Please make sure that your registered e-mail address is updated. If not, please call the PNB Cards 24/7 Customer Service Hotline at (+632) 8818 9818 or fill out the Cardholder Request Form and send an e-mail to pnbcreditcards@pnb.com.ph to have it updated.
Call the PNB Cards 24/7 Customer Service Hotline at (+632) 8818 9818 or fill out the Cardholder Request Form and send an e-mail to pnbcreditcards@pnb.com.ph.
- Go to More and click on Add Account. You can also add an account from the My Accounts screen by clicking on the + button on the upper right corner.
- Read and agree to the Terms and Conditions
- Enter the card number and expiry date.
- Enter the 6-digit One-Time PIN (OTP) sent via SMS to your mobile number registered with PNB Cards.
- View the confirmation screen indicating that the account has been added and click Okay.
- Please make sure that your registered mobile no. is updated. If not, please call the PNB Cards 24/7 Customer Service Hotline at (+632) 8818 9818 or fill out the Cardholder Request Form and send an e-mail to pnbcreditcards@pnb.com.ph to have it updated.
